Free Resource

Your Complete Home Buyers Guide

Everything you need to know about buying a home in the Portland metro area — from understanding your finances to getting the keys to your new home.

What's Inside This Guide

This guide walks you through every step of the home buying process — from understanding your finances and choosing the right loan, to making an offer and closing day. Flip through below or download a copy to keep.

The 3 Stages of Buying a Home

Here's a quick look at how the process breaks down — from prep work to getting the keys.

Stage One

Prepare for Your Purchase

Before you start shopping, you need to get your finances in order and understand what you can afford.

Check your credit health and score

Calculate how much you can afford

Save for down payment and closing costs

Choose the right mortgage type

Get pre-approved by a lender

Stage Two

The Home Search

Now the fun begins — defining what you want, touring homes, and finding the right fit for your life.

Create your wish list and deal-breakers

Research neighborhoods and communities

Tour homes and document your visits

Evaluate each property against your priorities

Stage Three

Under Contract & Closing

You've found the one — now it's time to negotiate, inspect, and get to the closing table.

Write and submit your offer

Deliver earnest money deposit

Schedule inspections and appraisal

Negotiate repairs or credits

Final walkthrough and closing day

What You'll Learn in This Guide

Inside the guide above, we cover everything you need to feel confident and prepared throughout the home buying process.

Credit & Finances

How to check your credit, calculate your DTI, and understand what lenders look for

Loan Types

Conventional, FHA, and VA loans explained — down payments, requirements, and what's right for you

NAR Settlement

How recent industry changes affect you as a buyer and what to know about agent compensation

Making an Offer

What goes into a written offer, common contingencies, and how to stand out in a competitive market

Inspections & Appraisal

What to expect, how to negotiate repairs, and why scheduling early matters

Closing & Move-In

The final walkthrough, what to bring to closing, and your move-in checklist

View the Step-by-Step Home Buying Process

Want the quick-reference version? My 13-step walkthrough covers the entire Portland home buying process from credit check to move-in day — with tips specific to the Pacific Northwest.

View the 13-Step Guide

Ready to Get Started?

No pressure, no sales pitch. Let's have a real conversation about where you are, what you're looking for, and how I can help you get there.

Call (503) 910-7364 Send Me a Message