Your Home Buying Roadmap
Buying a home is one of the biggest decisions you will make. Here is exactly how the process works, from your first call to keys in hand.
Let's Walk Through This Together
Hey, I'm Joe Saling with Saling Homes at eXp Realty, and I've been helping people buy and sell homes across the Portland metro area for over a decade. From Portland proper to Beaverton, Lake Oswego, West Linn, Happy Valley, Tigard, Sherwood, and everywhere in between, I know these communities inside and out.
I put this guide together because I believe you should know exactly what to expect before we even start looking at homes. Whether this is your first home or your fifth, the process has a rhythm to it. Once you understand the steps, the whole thing feels a lot less overwhelming.
Use the checkboxes on each step to track where you are. Your progress saves automatically to your browser.
The Four Phases of Buying a Home
Click any phase below, then tap any step to expand the full detail. Use Previous and Next to move through the four phases.
Get Ready
How Much Do I Actually Need to Buy a Home?
Enter a home price to see a side-by-side breakdown of down payment options and estimated closing costs. These are ranges, not guarantees. Your lender gives you the specific number.
Closing costs estimated at 2.5–3.5% of purchase price and vary based on lender, title company, and transaction details. Down payment assistance programs may be available in Oregon, ask your lender. These figures are estimates only.
Which Portland Metro City Is Right for You?
Answer three quick questions to get a personalized recommendation, then browse all city guides below.
What matters most to your daily commute?
Browse All Portland Metro City Guides
Each guide covers neighborhoods, dining, parks, schools, commute times, employers, and what it actually feels like to live there.
Saling Homes at eXp Realty is committed to the principles of the Fair Housing Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin. Licensed in the State of Oregon. Information deemed reliable but not guaranteed. Verify all data independently before making real estate decisions.
Your Home Buying Roadmap
Buying a home is one of the biggest decisions you will make. Here is exactly how the process works, from your first call to keys in hand.
Let's Walk Through This Together
Hey, I'm Joe Saling with Saling Homes at eXp Realty, and I've been helping people buy and sell homes across the Portland metro area for over a decade. From Portland proper to Beaverton, Lake Oswego, West Linn, Happy Valley, Tigard, Sherwood, and everywhere in between, I know these communities inside and out.
I put this guide together because I believe you should know exactly what to expect before we even start looking at homes. Whether this is your first home or your fifth, the process has a rhythm to it. Once you understand the steps, the whole thing feels a lot less overwhelming.
Use the checkboxes on each step to track where you are. Your progress saves automatically to your browser.
The Four Phases of Buying a Home
Click any phase below, then tap any step to expand the full detail. Use Previous and Next to move through the four phases.
Get Ready
How Much Do I Actually Need to Buy a Home?
Enter a home price to see a side-by-side breakdown of down payment options and estimated closing costs. These are ranges, not guarantees. Your lender gives you the specific number.
Closing costs estimated at 2.5–3.5% of purchase price and vary based on lender, title company, and transaction details. Down payment assistance programs may be available in Oregon — ask your lender. These figures are estimates only.
Which Portland Metro City Is Right for You?
Answer three quick questions to get a personalized recommendation, then browse all city guides below.
What matters most to your daily commute?
Browse All Portland Metro City Guides
Each guide covers neighborhoods, dining, parks, schools, commute times, employers, and what it actually feels like to live there.
Saling Homes at eXp Realty is committed to the principles of the Fair Housing Act. We do not discriminate on the basis of race, color, religion, sex, handicap, familial status, or national origin. Licensed in the State of Oregon. Information deemed reliable but not guaranteed. Verify all data independently before making real estate decisions.

